Concealed Carry Firearm Holster

ABSTRACT

The present disclosure provides a concealed-carry firearm holster for wearing under the clothes of a user between the user&#39;s waist and a waistband of the user&#39;s pants. The holster generally includes a backing panel and a firearm receptacle connected to the backing panel and structured and operable to removably retain a firearm. The holster additionally includes pair of belt clips removably connected, via removable fasteners, to the backing panel and structured and operable to removably secure the holster to at least one of the waistband and belt threaded through belt loops of the user&#39;s pants to retain the holster in position under the user&#39;s clothes. Furthermore, the holster includes a pair of belt clip covers disposable over the belt clips, wherein the clip covers are structured and operable to resemble the belt loops of the user&#39;s pants.

FIELD

The present teachings relate to firearms, and more particularly toholsters for firearms that allows the firearm to be concealed when beingcarried or transported by a user.

BACKGROUND

The statements in this section merely provide background informationrelated to the present disclosure and may not constitute prior art.

Firearm holsters that are designed to allow the user to conceal afirearm, generally referred to as concealed-carry holsters, arefrequently used by law enforcement officers and citizens that haveobtained a license to carry a concealed firearm. Known concealed-carryholsters are bulky and uncomfortable to wear. More specifically, knownconcealed-carry holster are generally designed to fit inside the pantsof the user between the user's hip or back and the user's pants. Suchknown concealed-carry holsters typically have clips that are clipped,from the inside of the user's pants, over the waist band of user's pantsto retain the holster in place. In many instances, for added support,the clips are clipped over the user's waist band and his/her belt.Typically, the holster clips are constructed of plastic or metal.However, plastic clips are prone to breaking and/or deforming due toextensive use and exposure to heat and cold while being worn by theuser. Similarly, metal clips are prone to deforming, i.e., beingstretched out of shape, due to repeated use of the clips with variousthicknesses of clothing and belts. Moreover, known clips are generallybulky and very viewable/noticeable by others. That is, the known clipsare not very well concealed, which is adverse to the purpose of aconcealed-carry holster.

SUMMARY

The present disclosure provides a concealed-carry firearm holster forwearing under the clothes of a user between the user's waist and awaistband of the user's pants. In various embodiments, the holstergenerally includes a backing panel and a firearm receptacle connected tothe backing panel and structured and operable to removably retain afirearm. The holster additionally includes pair of belt clips removablyconnected, via removable fasteners, to the backing panel and structuredand operable to removably secure the holster to at least one of thewaistband and belt threaded through belt loops of the user's pants toretain the holster in position under the user's clothes. Furthermore,the holster includes a pair of belt clip covers disposable over the beltclips, wherein the clip covers are structured and operable to resemblethe belt loops of the user's pants.

Further areas of applicability of the present teachings will becomeapparent from the description provided herein. It should be understoodthat the description and specific examples are intended for purposes ofillustration only and are not intended to limit the scope of the presentteachings.

DRAWINGS

The drawings described herein are for illustration purposes only and arenot intended to limit the scope of the present teachings in any way.

FIG. 1 is an illustration of a person wearing a concealed-carry holsterhaving concealing belt clip covers disposed over belt clips of theholster, in accordance with various embodiments of the presentdisclosure.

FIG. 2 front view of the concealed-carry holster shown in FIG. 1, inaccordance with various embodiments of the present disclosure.

FIG. 2A is front view of the concealed-carry holster shown in FIG. 1, inaccordance with various other embodiments of the present disclosure.

FIG. 3A is an illustration of a belt clip of the concealed-carry holstershown in FIG. 1, in accordance with various embodiments of the presentdisclosure.

FIG. 3 b is an illustration of a belt clip cover of the concealed-carryholster shown in FIG. 1, in accordance with various embodiments of thepresent disclosure.

FIG. 4 is a block illustration of a rear view of the front seats of anautomobile having disposed between a driver's seat and a center consolea concealed-carry holster, in accordance with various embodiments of thepresent disclosure.

FIG. 5 is front view of the concealed-carry holster shown in FIG. 4, inaccordance with various embodiments.

FIG. 6 is front view of the concealed-carry holster shown in FIG. 4including a cover flap, in accordance with various embodiments.

Corresponding reference numbers indicate corresponding parts throughoutthe several views of drawings.

DETAILED DESCRIPTION

The following description is merely exemplary in nature and is in no wayintended to limit the present teachings, application, or uses.Throughout this specification, like reference numbers will be used torefer to like elements.

Referring to FIGS. 1 and 2, the present disclosure provides aconcealed-carry firearm holster 10 for wearing under the clothes of auser, e.g., under a shirt 14 and pants 18 of the user, between theuser's waist and a waistband of the user's pants 18. As used herein, theuser's waist will be understood to mean any portion of the user's bodyaround his/her waist, e.g., the user's hip, the flat or tail of theuser's back, or the user's abdomen. Hence, although the holster 10 isexemplarily illustrated in FIG. 1 as being positioned on the user's hip,the disclosure should not be so limited. The holster 10 generallyincludes a backing panel 22, a firearm housing 26 mounted to the backingpanel 22, at least a pair of belt clips 30 removably connected to thebacking panel 22, and a plurality of belt clip covers 34 disposed overeach of the belt clips 30 and structured to resemble belt loops 66 ofthe user's pants 18.

The firearm housing 26 is mounted to the backing panel 22 such that thebacking panel 22 provides a back side of a firearm receptacle 38 formedbetween the firearm housing 26 and the backing panel 22. The receptacle38 is structured and operable to securely, but removably retain afirearm 28, e.g., a pistol. The housing 26 is connected to the backingpanel 22 by a plurality of connectors 42 that can be any connectingdevice suitable to either fixedly or removably connect the housing 26 tothe backing panel 22, e.g. screws, rivets, stitching, glue, snaps, etc.The backing panel 22 is constructed of a flexible and durable material,such as leather, and is structured and operable to be placed against theuser's body and to shield the user's body from injury or irritation wheninserting and withdrawing the firearm 28 into and from the receptacle26.

Referring now to FIGS. 1, 2 and 3A, the belt clips 30 are removablyconnected to the backing panel 22, via removable clip fasteners 46. Moreparticularly, the backing panel 22 includes a plurality of mountingholes 50 disposed along opposing edges, as exemplarily illustrated inFIG. 2. The mounting holes 50 are structured and operable to receive theclip fasteners 46 such that the belt clips 30 can be connected to thebacking panel 22 in a variety of locations along the backing paneledges. Therefore, the belt clips 30 can be connected to the backingpanel 22 in order to selectively position and orient the firearmreceptacle 38, i.e., the firearm housing 26. That is, when the holster10 is worn by the user, the firearm receptacle 38 can be positioned at adesired height, relative to the top of the user pants 18, and in adesired orientation, i.e., rotated forward or backward, so that thefirearm 28 retained within the firearm receptacle 38 will be positionedand oriented at a selected height and angle as desired by the user.

The clip fasteners 46 can be any fastening device that can be installed,via the selected mounting holes 50, to securely fasten the belt clips 30to the backing panel 22, and be removed to allow the belts clips to bedetached from the backing panel 22 and be removed or moved to adifferent location on the backing panel 22, via the mounting holes 50.For example, in various embodiments, the clip fasteners 46 can comprisea screw 54 that is threadably engageable with a threaded disk (notshown), and a pair of washers 58, e.g., leather washers. In suchembodiments, the proximal end 62 of each belt clip 30 is sandwichedbetween a respective pair of washers 58 and positioned on the front ofthe backing panel 22 such that apertures (not shown) of the washers 58align with selected mounting holes 50. Subsequently, the threaded disksare positioned on the back of the backing panel 22 adjacent the selectedmounting holes 50. The screws 54 are then inserted through the washerapertures and the selected mounting holes 50 and threadingly engagedwith the respective threaded disks. The screws 54 are then tightened tosecure the belt clips 30 to the backing panel 22.

The belt clips 30 are structured and operable to removably secure theholster 10 to the waistband of the user's pants 18, or more likely tothe waistband and a belt threaded through belt loops 54 of the user'spants 18, to retain the holster 10 in position under the user's shirt 14and pants 18. In various embodiments, each belt clip 30 comprises a wireframe 70 having two opposing side rails 70A and 70B. The side rails 70Aand 70B are structured have a shape such that they extend upwardly fromthe clip fasteners 46, along the inside of the users pants and out thetop of the waistband, then bend downwardly over the waistband, orwaistband and belt if desired, and then bend back, at a distal end 74,toward the user and upwardly such that the distal end 74 can hook underthe user's belt if desired. Importantly, the portion of the wire framethat bends down over the waistband, or waistband and belt if desired, issized and shape to resemble the size and shape of the belt loops of theuser's pants.

Additionally, in various embodiments, proximal ends 62A and 62B of theopposing rails 70A and 70B are bent or curled to fashion a hook or aloop that will wrap at least partially around a portion of therespective fastener 46, e.g., around the threaded shaft of a screw, tosecurely retain the belt clips 30 on the backing panel 22 when thefasteners 46 are tightened to connect the belt clips 30 to backing panel22. More particularly, the hooks and/or loops at the proximal ends 62Aand 62B provide a larger base and more surface area of the side rails70A and 70B that can be held by the respective clip fasteners 46, e.g.,a larger base and more surface area can be clamped between the screws 45washers 58 and threaded disks, such that the belt clips 30 will bestably connected to the backing panel 22 and will not readily twist orturn longitudinally.

Referring now to FIGS. 1, 2, 3A and 3B, as described above, each of thebelt clips 30 of the holster 10 is covered with a respective belt clipcover 34 that is structured and designed to resemble the belt loops 66of the user's pants 18. More specifically, as described above, each wireframe 70 is structured to have a size and shape substantially similar tothe belt loops 66, and each belt clip cover 34 is fabricated to closelyresemble the fabric, material and/or design of the belt loops 66 of theuser's pants 18 such that when the holster 10 is worn by the user, i.e.,clipped to the user's pants, and belt if desired, the belt clips 30covered with the belt clip covers 34 will substantially match the size,shape and color of belt loops 66 of the user's pants. Therefore, whenthe holster 10 is attached the user's pants, and belt if desired, andthe user's shirt 14 is positioned to cover the holster 10 and firearm 28and is tuck into the user's pants 18 to conceal the holster 10 andfirearm 28, the belt clips 30 will appear to be additional belt loops66, such it will be generally unnoticed that the user is wearing theholster 10. That is, the belt clips 30 will be camouflaged, so to speak,by the covers 34 to simply appear as belt loops 66 of the pants 18.

As exemplarily illustrated in FIGS. 3A and 3B, in various embodiments,each clip cover 34 is fabricated from a flexible material and structuredas a sock that will fit over the wire frame 70 of a respective belt clip30. More specifically, in various embodiments, each clip cover 34 isfashioned as a sock that can be removably disposed over the wire frame70 a respective belt clip 30. Hence, in various embodiments, each clipcover 34 has an open proximal end 78 such that the distal end 74 of arespective wire frame 70 can be inserted into the open proximal end 78,whereafter each clip cover 34 can be ‘fed’ onto the respective belt clip30, and can be pulled along the wire frame 70 until all, or most of,each wire frame 70 is covered with the respective clip cover 34. It isenvisioned that covering each belt clip 30 with a respective clip cover34 can be done prior to, or subsequent to, connecting each belt clip tothe backing panel 22, as described above. Importantly, the material thatcomprises each clip cover 34 is fabricated to match the material, designand structure of the belt loops 66, as described above. The clip covers34 can be constructed of any flexible material or fabric, e.g., cotton,denim, rayon, polyester, blends thereof, etc., and have any desiredcolor, pattern or print, suitable for removably installing over a beltclip wire frames 70, as described above, and substantially matching thefabric, material, color, pattern or print of the belt loops 66 of theuser's pants 18. Furthermore, and importantly, removability of the clipcovers 34 allows clip covers 34 to be interchangeable to match the beltloops 66 of various different pants 18 of the user. That is, clip covers34 that substantially match the belt loops 66 of a pair of denim jeanscan be removed and replaced with clip covers 34 that match the beltloops 66 of a pair of stripped dress slacks. Therefore, the user canremove and replace the clip covers 34 to match the belt loops 66 ofwhatever pants 18, e.g., jeans, slacks, kakis, shorts, etc. the userselects as the user changes from pair of pants 18 to another.

Referring now to FIG. 2A, in various embodiments, the holster back panel22 can include a pair of belt apertures 82 structured and operable toreceive the user's belt, whereby the holster 10 can be converted from aconcealed carry holster for wearing under the user's clothing, asdescribed above, to an exterior holster to be worn on the outside of theuser's clothing. More specifically, in such embodiments, the user canselect to configure the holster 10 with the belt clips 30 such thathe/she can wear the holster 10 and respective firearm 28 in a concealedmanner under his/her clothes, as described above, or the user can selectto configure the holster 10 without the belt clips 30 to be worn on theexterior of his/her clothes. To configure the holster 10 to be worn onthe outside of his/her clothing, the user merely removes the belt clips30 from the backing plate 22. Particularly, the user simply removes ordisengages the clip fasteners 46, e.g., removes the screws 54 andwashers 58, from the mounting holes 50, whereby the belt clips 30 can beremoved from the backing plate 22. Thereafter, the user can inserthis/her belt through the belt loops 66 of his/her pants and additionallythrough the belt aperture 82 in the backing plate 22, such that theholster 10 is retained on the user's waist exteriorly of his/herclothing.

Referring now to FIGS. 4 and 5, in various other embodiments, thepresent disclosure further provides a concealed-carry firearm holster100 for use when transporting a firearm in a vehicle, such as a car ortruck. The holster 100 is structured and operable to be positioned andsecured between two closely adjacent structures of the vehicle. Forexample, the holster 100 is structured and operable to be positioned andsecured between a driver's seat 104 and a center console 110, or apassenger's seat 108 and the center console 112 in vehicles that areequipped with independent driver's and passenger's seats the centerconsole 108. Alternatively, in vehicles that are equipped with a benchseat that is split into a driver's section and a passenger's section,the holster can be structured to be positioned and secured between thedriver's and passenger's sections. Although, the bench seatimplementation is not illustrated, such an implementation will be easilyand readily understood by one skilled in the art.

The holster 100 generally includes a support panel 116 adjustablyconnected to a backing panel 120, a firearm housing 124 mounted to thebacking panel 120, and cinching strap 128 connected to the backing panel120. The firearm housing 124 is mounted to the backing panel 120 suchthat the backing panel 120 provides a back side of a firearm 136receptacle 132 formed between the firearm housing 124 and the backingpanel 120. The receptacle 132 is structured and operable to securely,but removably retain a firearm 136, e.g., a pistol. The housing 124 isconnected to the backing panel 120 by a plurality of connectors 140 thatcan be any connecting device suitable to either fixedly or removablyconnect the housing 26 to the backing panel 120, e.g. screws, rivets,stitching, glue, snaps, etc.

As described above, the backing panel 120 is adjustably connected to thesupport panel 116. More specifically, disposed along opposing edges, thesupport panel 116 includes a plurality of adjustment holes 144 throughwhich adjustment fasteners 148 of the backing panel 120 can be insertedand fastened. The adjustment fasteners extend from a back of the backingpanel 120 and are insertable through any selected pair of adjustmentholes to selectively adjust length L of the holster 100.

The adjustment fasteners 148 can be any fastening device that can beinstalled, via the selected adjustment holes 144, to securely fasten thebacking panel 120 to the support panel 116, and be removed to allow thebacking panel 120 to be detached from the support panel 116 then movedto and attached at a different location on the support panel 116, viathe adjustment fasteners and holes 148 and 144, in order to adjust thelength L for proper installation of the holster 10, as described below.For example, in various embodiments, each adjustment fastener 148 cancomprise a nut (not shown) and bolt or screw that are threadablyengageable. In such embodiments, the bolts/screws can be either attachedto the backing panel 120 or inserted through a pair of apertures in thebacking panel 120. To adjust the length L, the nuts are threadinglydisengaged from the bolts/screws and the bolts/screws are withdrawn fromthe respective adjustment holes 148. Subsequently, the bolts/screws areinserted through a different set of adjustment holes such that thelength L is equal to a desired length and the nuts are threadinglyreengaged with the bolts/screws. Whereafter, the bolts/screws and nutsare tightened to securely connect the backing panel 120 to the supportpanel 116 such that the length L of the holster 100 is set to thedesired length. As described below, the desired length L of the holster100 is based on a height H of the vehicle seat next to which the holster100 is to be installed, i.e., the height H of the driver's seat 104 orthe passenger's seat 108. Although the holster 100 is exemplarilyillustrated having only two adjustment fasteners 148, it is envisionedthat the holster 100 can include more than two adjustment fasteners 148and remain within the scope of the present disclosure.

The cinching strap 128 is a two-part strap comprising a holster section128A and an anchor section 128B that are detachably connectable witheach other via a cinch connector 152. The holster section 128A has afirst half 152A of the cinch connector 152 attached at a distal end andis fixedly connected to the backing panel 120 at an opposing proximalend. The anchor section 128B has a second half 152B of the cinchconnector 152 adjustably attached at a proximal end and has an anchorloop 156 formed at an opposing distal end. The cinch connector 152 canbe any connector suitable to securely connect the holster section 128Aof the cinching strap 128 to the anchor section 128B and be structuredand operable to allow for adjustment of a length of the cinching strap128.

For example, in various embodiments, the cinch connector 156 can be aprong-type connector (as exemplarily illustrated in FIG. 4) thatincludes a pinch-lock for adjusting the length of the cinch strap 128and pinch-locking the cinch strap 128 at the desired length. In suchembodiments, the first half 152A of the cinch connector 152 can comprisea receiving half and be fixedly connected to the distal end of cinchstrap holster section 125A, and the second half 152B of the cinchconnector 152 can comprise a pronged half that is structured to beinserted into the receiving half to interlockably connect with thereceiving half. In various implementations, the pronged half cancomprise the pinch-lock. Alternatively, the cinch connector 156 can be asnap, a button, a hook and loop connector, a buckle, Velcro™, etc.

To install the holster 100 in the desired location, e.g., between thedriver's seat 104 and the center console 112, a ruler is used to measurethe height H of the driver's seat 104. The height H is substantiallyequal to the distance from a floor 160 of the vehicle and top 104A ofthe driver's seat 104. Subsequently, the length L of the holster 100 isadjusted, via the adjustment fasteners 148 and adjustment holes 144 asdescribed above, to substantially equal to the height H. Next, thecinching strap holster section 128A is disconnected from the anchorsection 128B and the holster 100 is positioned between the driver's seat104 and the center console 112. The holster 100 is then pushed downwarduntil a bottom edge 116A of the support panel 116 is in firm contactwith the floor 160 of the vehicle, thereby providing support for theholster 100 and preventing the holster 100 from sliding further downwardbetween the driver's seat 104 and the center console 112. Once theholster 100 is properly positioned between the driver's seat 104 and thecenter console 112 with the support panel bottom edge 116A firm incontact with the floor 160 the anchor section 128B of the cinching strap128 is wrapped around an anchor point 164 of the vehicle.

The anchor point 164 can be any structure of the driver's seat 104 (orthe passenger's seat 108 in an alternative installation), or of thecenter console 112, or any other structure under or near the seat 104(or seat 108) that is securely attached to the floor 160. For example,in various embodiments, the anchor point 164 can be any portion of thestructure connecting the seat 104 or 108 to the floor 160, e.g., theseat track or seat leg. After the cinching strap 128 is wrapped aroundan anchor point 164 the distal end of the cinching strap anchor section128B, having the second half 152B of the cinch connected 152 connectedthereto, is inserted through the anchor loop 156 and pulled until thecinching strap anchor section 128B is securely tied around or to theanchor point 164. The cinching strap anchor section 128B is thenconnected to the holster sections 128B via the cinch connector 152.Thereafter, the length of the cinching strap 128 is adjusted, i.e.,shortened, via the pinch-lock adjustment of the cinch connector secondhalf 152, to cinch the holster 100 down to the floor 160.

Accordingly, the holster 100 is securely held between the driver's seat104 and the center console 112 by the cinching strap 128 and will not bepulled from between the driver's seat 104 and the center console 112when the firearm 136 is removed from the firearm receptacle 132.Furthermore, compressive forces applied to the holster 100 by thedriver's seat 104 (or passenger's seat 108) and the center console 112,caused by pushing the holster 100 into the gap between the driver's seat104 (or passenger's seat 108) and the center console 112, will providefurther stability to the positioning of the holster 100 and prevent theholster 100 from easily sliding forward or backward due to forward andbackward momentum forces generated during operation of the vehicle.

Referring now to FIG. 6, in various embodiments, the holster 100 canfurther include a concealment flap 168 that can be disposed over thefirearm 136 with the firearm is retained within the firearm receptacle132 and the holster is installed as described above. The concealmentflap 168 connected to the support panel 116, e.g., to the back of thesupport panel 116, and can be any flexible material suitable for layingover the firearm 136 in a blanket or cover-like manner. For example, invarious embodiments, the concealment flap 168 can comprise a thinflexible piece of leather suitably sized to cover and conceal thefirearm 136 when laid across the firearm 136.

The description herein is merely exemplary in nature and, thus,variations that do not depart from the gist of that which is describedare intended to be within the scope of the teachings. Such variationsare not to be regarded as a departure from the spirit and scope of theteachings.

What is claimed is:
 1. A belt clip for a firearm holster designed to beworn under the clothes of a user between the user's waist and awaistband of the user's pants, said clip comprising: a wire frame thatis structured and operable to extend upwardly from a fastener removablyconnecting the clip to a backing panel of the holster and out of theuser's pants, then bend downwardly over the waistband of the pants, andthen bend backwardly toward the waistband for removably securing theholster to at least one of the user's pants and a belt threaded throughbelt loops of the user's pants; and a belt clip cover disposable overthe wire frame and structured and operable to resemble the belt loops ofthe user's pants.
 2. The clip of claim 1, wherein proximal ends ofopposing rails of the wire frame are bent in at least one of a hook anda loop that will wrap at least partially around the fastener to securelyretain the clips on the backing panel when the fasteners are tightenedto connect the clips to backing panel.
 3. The holster of claim 1,wherein the clip cover is structured and operable to be removablydisposable over the wire frame such that the clip cover can be removedand replaced by another clip cover that is structured and operable toresemble belt loops of another pair of the user's pants.
 4. A firearmholster for wearing under the clothes of a user between the user's waistand a waistband of the user's pants, said holster comprising: a backingpanel; a firearm housing connected to the backing panel and structuredand operable to provide a firearm receptacle to removably retain afirearm; a pair of belt clips removably connected, via removablefasteners, to the backing panel and structured and operable to removablysecure the holster to at least one of the waistband and a belt threadedthrough belt loops of the user's pants to retain the holster in positionunder the user's clothes; and a pair of belt clip covers disposable overthe belt clips and structured and operable to resemble the belt loops ofthe user's pants.
 5. The holster of claim 4, wherein the clips comprisea wire frame having two opposing side rails that are structured andoperable to extend upwardly from the fasteners and out of the userspants, then bend downwardly over the users waistband and belt, and thenbend upwardly to extend under the user's belt.
 6. The holster of claim5, wherein proximal ends of the opposing rails are bent in at least oneof a hook and a loop that will wrap at least partially around thefastener to securely retain the clips on the backing panel when thefasteners are tightened to connect the clips to backing panel.
 7. Theholster of claim 4, wherein the backing panel comprises a plurality ofmounting holes disposed along opposing edges of the backing panel, themounting holes are structured and operable to receive the fasteners suchthat the clips can be connected to the backing panel in a variety oflocations along the backing panel edges via the plurality of mountingholes.
 8. The holster of claim 4, wherein the clip covers are structuredand operable to be removably disposable over the wire frames such thatthe clip covers can be removed and replaced by another pair of clipcovers that and structured are operable to resemble belt loops ofanother pair of the user's pants.
 9. The holster of claim 4 furthercomprising a pair of belt apertures disposed through the backing panel,the belt apertures structured and operable to receive the user's belt,such the holster can be converted from a concealed carry holster forwearing under the user's clothing, to an exterior holster to be worn onthe outside of the user's clothing.
 10. A firearm holster for wearingunder the clothes of a user between the user's waist and a waistband ofthe user's pants, said holster comprising: a backing panel; a firearmhousing connected to the backing panel and structured and operable toprovide a firearm receptacle to movably retain a firearm; a pair of beltclips removably connected, via removable fasteners, to the backing paneland structured and operable to removably secure the holster to at leastone of the waistband and a belt threaded through belt loops of theuser's pants to retain the holster in position under the user's clothes;and a pair of belt clip covers disposable over the belt clips andstructured and operable to resemble the belt loops of the user's pants,wherein the clip covers are further structured and operable to beremovably disposable over the belt clips such that the clip covers canbe removed and replaced by another pair of clip covers that arestructured and operable to resemble belt loops of another pair of theuser's pants.
 11. The holster of claim 10, wherein the clips comprise awire frame having two opposing side rails that are structured andoperable to extend upwardly from the fasteners and out of the userspants, then bend downwardly over the users waistband and belt, and thenbend upwardly to extend under the user's belt.
 12. The holster of claim11, wherein proximal ends of the opposing rails are bent in at least oneof a hook and a loop that will wrap at least partially around thefastener to securely retain the clips on the backing panel when thefasteners are tightened to connect the clips to backing panel.
 13. Theholster of claim 10, wherein the backing panel comprises a plurality ofmounting holes disposed along opposing edges of the backing panel, themounting holes are structured and operable to receive the fasteners suchthat the clips can be connected to the backing panel in a variety oflocations along the backing panel edges via the plurality of mountingholes.
 14. The holster of claim 10 further comprising a pair of beltapertures disposed through the backing panel, the belt aperturesstructured and operable to receive the user's belt, such the holster canbe converted from a concealed carry holster for wearing under the user'sclothing, to an exterior holster to be worn on the outside of the user'sclothing.